Showing posts with label World. Show all posts
Showing posts with label World. Show all posts

Friday 16 June 2017

7 Ways You Can Migrate to Canada


Canada is one of the largest countries in the Northern America and is also the second largest country in the World. At the moment, over 33 million people live in Canada. Over the half of the Canadian population is made out of the immigrant people.

The country of Canada is for ages one of the most popular and most attractive countries to be immigrated to. Only in the year of 2001, over 250,000 immigrants had arrived to Canada and got their permanent visas. Every year, new 300,000 immigrants come in Canada.

Most of the immigrants that have settled in Canada say that this country is the best place to live and work in the world and that they would never return to their home countries ever. The reason why the immigrants to Canada like this country is mostly the better life standard. Canada is according to the statistics, one of the countries with the highest GDP, the highest life expectancy, the lowest house and apartment rents, and the best life standard.

Most of the immigrants in Canada come from the countries such as Chin, India, Pakistan, Philippines, the United States, Iran, France, the United Kingdom, South Korea, and from the UAE.

The countries whose residents are the rarest immigrants to Canada are San Marino, American Samoa, Marshall Islands, Tuvalu, Vanuatu, and Wallis and Fotuna. Don't be discouraged and fear immigrating to Canada if you come from the before mentioned countries. The Canadian government will do all it can to proclaim you as the permanent resident of the Canada.

If you want to become the part of the good statistic of around 300,000 successful immigrations to Canada, then read below several ways to migrate to Canada. If you implement the ways described to migrate to Canada, you could migrate to Canada faster than usual

The seven fast ways to migrate to Canada are the following ways:

7. Go and marry a Canadian-born citizen

It may sound like a piece of advice from a granny living one floor above you, but this is a valid way you can migrate to Canada easily and become Canadian permanent citizen.
When you start dating a Canadian man/woman chances are great he/she will take you out of your shoes, because Canadians are known for their charm, and you would evenutally get engaged to a Canadian man/woman. After the engagement, you get married to a Canadian man/woman. Ok, cool, but what are the benefits?
The major benefit of marrying a person who is born in Canada or has a permanent Canadian visa is that you immediately have the right to apply for the permanent Canadian citizenship. 
Since Canada has legalized same sex-marriages, if you are a person who dates the Canadian man or woman of the same gender as yours, then you two can get married in Canada, and you get Canadian citizenship. Congratulations!

6. Apply for IEC - International Experience Canada

IEC can be considered as a Working Holiday Visa, which it is. If you obtain this visa, you can in any field of profession in Canada.
If your age is from 18 to 35, the IEC might be your door-opener to Canada. When you obtain the IEC visa, you have an Open Work Permit, which means that with IEC you need no job offers as it is the case with the Work Permit. 
The sad fact about IEC is that it isn't available for the residents of all the countries in the world. It is only available for the citizens of the countries such as Australia, Norway, Austria, and several other countries.
Check with your Canada Embassy in your country is your homeland supported by the IEC visa of the Canadian Government.

5. Apply as the Au-Pair (Live-in Caregiver)

People of the Au-pair career, which is considered as a low-qualified career and job, can easily migrate to Canada. To migrate to Canada and work as a live-in caregiver in a Canadian host family, you will need a job offer from a specific Canadian family, or a job offer from an Au-pair agency from Canada. 
To work as an Au-pair in Canada you need a Work Permit. You get your Work Permit when you find a Canadian family which will send you a job offer. Also you can find a Canadian live-in caregiver agency and they can send both you the job offer and to the Canadian Governement Visa branches. 
It is a must to have at least four years of high school education and one year of experience in the Au-pair jobs to get the Work Permit visa. Upon your arrival in Canada, where you will work as Live-in caregiver, you will be given the permanent residence. 


4. Student Permit

Student Permit is one of the easiest ways to become the permanent resident of the Canada state. Keep in mind that you will need a lot of money or a good scholarship to enroll at any of the Canadian universities and that Student Permit doesn't mean automatically a permanent residence. 
When it comes to education, Canada houses the best universities in the world and thus it is very attractive to international students.
If you get a Student Permit, you won't automatically get a permanent residence near your future Canadian college. What you need to know is that not all universities of the Canadian provinces offer international students a Student Permit.
When you apply for the Student Permit and eventually get it, before your leave to Canada you have to inspect what do you need to get the permanent residence from your university. You can find the information how to get the permanent residence after you've got the Student Permit on the Provincial Nominee Program website of the Canadian province where you will study. 


3. Visitor Visa

You don't need Work Permit visa and a job offer to migrate to Canada for a part-time. What you can do to also to migrate to Canada for a short period is to obtain a Visitor Visa. 
If you plan to migrate to Canada with a Visitor Visa, then keep in mind you can't work in Canada without the Work Permit visa. Visitor Visa gives you the ability to enjoy in the beatuy of Canada for the maximum period of six months, but not to work. 


2. Work Permit with Job Offer

One of the easiest ways to migrate to Canada is to get a Work Permit with a job offer. What you need to do is to be a skilled employer, which means you should have university education, and you need to have work experience. If you meet with the requirements, find a Canadian employer and see if he can give you a job offer over the Canadian-born people skilled in the same profession as you.
With the Work Permit, you have a high chances of becoming the permanent resident of Canada

1. Trade agreement immigration

The state of Canada has several signed trade agreements with other countries, including the NAFTA agreement.

If you come from a country that has a signed trade agreement with Canada and your company has a Canadian branch, you can migrate to Canada. The trade agreement between your country and Canada gives you the ability to migrate and get employed in Canada wthout the LMO - Labour Market Opinion.  

Friday 9 June 2017

Need Help Buying A Condo?


It is a dream of every other individual to move from a rental house to their own home, the easiest way to step in that direction is to buy a condo. But, there are several concerns over the purchase of a condominium as it is collectively owned. Buying a condo is not like the purchase of a house and there are several things that one must know before buying a condo.

Arranging a Loan
Loan lending organizations have different terms and conditions for condo buyers. Condos are considered different than single houses, and this is an issue for condo buyers. The Federal Housing Administration strictly implements these regulations before approving loans for condominiums.  FHA approved loans have a lower cost when compared to private lenders, and it is not very reasonable. To attain a loan backed by FHA for your condo purchase, it is required that the single proprietor own a minimum of 80 percent of the condos. Most of the condos are owned by several investors and getting an FHA-backed loan would be impossible. FHA also has a list of approved condos for loan dispersal, and you should confine your choice to those condos to avail the loan even if you have a perfect condo in consideration which does not come under the FHA list. With private lenders, they are not backed by the government and, above the high rates they also require down payments.

Know the Rules of the Condo
With several people staying in a condo, there are rules put into action to ensure proper functioning so that all people can live in harmony. Some condos have restrictions on owning pets. You should also check if you can independently rent out your condo in future if the need arises. There are quiet hours, rules over using the amenities and common spaces. Before you buy one, check all the rules and make sure that you are comfortable with it.

Condo Functioning Charges
The condominium common areas are managed by the condo association which includes the residents and owners. There are several common expenses like repairs which are levied from the people living in the community. You should try to know what are the charges and also understand the use of this money. The charges are levied on a monthly basis and most condos set aside one-third of the amount collected for emergency requirements. Knowing this is necessary because it is required for the association to have backup funds so that when there is structural damage, the association should be able to use this amount. The association will have a clear presentation of income and expenses, and you can ideally ask for this and also check if it is running on debts or is broken.

Check the Meeting Minutes
Condo associations conduct meetings, and they will have a minutes record. You can ask to see it before making the final decision to own the apartment. The minutes will have all information regarding any legal proceedings, issues with tenants, basic culture of the community, know about a particular problem maker and many other details. If you notice any concerns, you can ideally rethink about purchasing. You can also be aware of the atmosphere inside the building before moving in.

Building Maintenance
A condo as mentioned before has common areas, and it is required by the association to hire staff to keep the common areas clean. In case the condo you are planning to buy does not have a proper maintenance system, it is very likely to have a reduced value in the real estate market in future. Without proper maintenance, it can also be irritating to live in such a community.
Some condos consider only the maintenance of the common areas. Any issues that take place inside your house will have to be handled by the owner. Check the level of maintenance support provided for internal issues like a pipe breakage.





Invest in Gold for a Brighter Tomorrow


Gold is one of those precious metals that has stood steady, and its value has increased by several folds in the past years. Having a look at the price of Gold from mid-1973 when it was first legalized to own gold, you can see that there has never been a drop in the price. From 2006 to 2016, the price had increased more than three-fold even when the world was battling the economic crisis. Some of the top financial experts have given the important advice of saving for tomorrow with gold. It is the best and safest element that will protect the owner to combat harsh economic conditions.

Gold in History
The first findings of gold were in the streams, and it was one of the earliest metals known to man. Even though iron and copper metals had been responsible for bringing about significant changes to our world, gold was the earliest known one. The first use of gold was for adornment due to its brilliance, malleability and lustre. They have been linked to the royal class and deities of God since ages. Gold was valued and in high demand even before the monetary value of gold was determined, in the times of the kings when there was no money and coins to describe its value.
Later Gold and Silver bullion themselves were used as money. They were used to barter goods. At the times of Aristotle and Pluto, they described gold to be made of water and sunlight.
Gold-Tears of the Sun
Gold has been money for over 5000 years.
Even when currency values of several countries declined, gold value has always increased in exponential values.
In the situation of inflation, the monetary value may drop when the currency is overprinted.
Financial investments like bonds, funds and stocks fall steeply down the slope in such inflation conditions, while the amount of gold bullion and silver remains unaffected.
Hyperinflation and Gold Value
The economic situation of the world has not been balanced after the recent crisis. The currency value of all countries including the United States is dropping. Why does this happen? The main reason for this the excessive currency printing without supporting it with gold. The value of the money will go down and to prove their point, the country may go into increase the distribution which will create a condition of hyperinflation. Through ages, several countries have created this situation and finally had to back their currency with gold. When all other investments drop, the value of gold increases with a decrease in money value.
Reasons to invest in Gold
1. Finite supply of Gold: Gold has its use in various industries, and there is only a limited supply of gold available in the world. They are not like stocks or currency-based investments which increase the assets by increasing the printing. The gold reserves will drain out over time, and people who have caught on to this precious metal will be kings at that point. As the quantity of fresh gold supply decreases, the value will keep increasing as there is always a high demand for gold.
2. Steadily Increasing: There are several kinds of investments like property, funds, etc. But they have ups and downs. One day it might be on a high note and another day it might get too bad. Studying the value of the gold in the past years, there has never been a fall in gross value even though there have been some regular times. Last 10 years the rate of gold has increased by a peak on the graph.
3. International access: With the world coming closer each day, investing in gold will give you an international option. Holding a bond in your country cannot be cashed in another country. With gold bullion, you have a form of money which you can use in any country. Sometimes it is even more tempting as a gold coin may fetch you more money in another country.
4. Various kinds of Gold Investments: There are several types of gold investments like gold bullion, stocks and coins. Each has its pros and cons, and it is essential to know more about these before investing in gold.
5. Gold in high demand: Most investment kinds drop as their demand decreases. Gold is a precious metal and is always in demand. It is used highly as jewelry and also in several technical parts. The demand will always increase and will ensure that your investment in gold will never fall.
Kinds of Gold Investments
1. Gold Futures: Its is a rather risky but least expensive gold investment form. It works on complex calculations and is used by experienced gold traders with intricate detailing.
2. Junior Gold Stocks: This one is also one among the other risky gold investment forms. It involves the purchase of stocks from mines which are in the exploration stage and have a high loss chance. They require less capital than matured gold stocks.
3. Gold Mutual Funds: It means to invest gold through mutual funds. Senior gold stocks have a lower risk factor attached to it.
4. Gold Exchange Traded Funds: This is safer than gold stocks and is a new way of gold investment. They are gold stock backed by gold bullion. There ETF's have gold bullion as the assets.
5. Physical Gold: This is the safest and easiest form of gold investment. Over the ages gold coins and bullion have been the best form of investment. There are no complicated calculations involved, and however small your investment amount is, you can easily buy the gold bullion for that value from a reliable gold dealer.
Buying Physical Gold
Make sure that the gold you buy is pure and meets the world gold standard. In times of need, selling gold bullion is comparatively easier against all other forms of gold investments. There is always a value for gold, and the value of gold does not depreciate with age. When you sell gold, you get the current market price of gold. With physical gold, you do not have to be constantly looking at the NYSE. It is also an excellent way to save your retirement currencies and even pass on inheritance. The main reason for investing in gold is that there is no second thought required and no reason for why you should not invest in gold.